BMO Harris Bank Company Profile
Introduction
The bank's name is only one part of the story. Here are some things you should know about opening an account with BMO Harris Bank:
Where to open an account: Online or at a branch.
BMO Harris Bank offers its customers the ability to open an account online or at a branch.
If you are looking for a convenient way to open up your first bank account, then this might be your best option. You can go through the process in less than 10 minutes and make sure that everything goes smoothly before you leave the site.
How to deposit money: Deposit checks with the mobile app, at ATMs, or at your local branch.
Deposit checks with the mobile app.
Deposit checks at ATMs.
Deposit checks at a branch or ATM, if possible. The BMO Harris Mobile Banking App is available for Android and iOS devices
What you'll pay: Monthly maintenance fee ranging from $10-$25 that can be waived with a minimum daily balance of $5,000.
Monthly maintenance fee ranging from $10-$25 that can be waived with a minimum daily balance of $5,000.
No penalty for early payments or transfers
What you'll save on: Out-of-network ATMs, overdraft fees and non-BMO Harris Bank ATM fees.
Another great benefit of BMO Harris Bank is that you won't be charged a fee for:
Out-of-network ATM withdrawals. You can use any ATM in the US, Canada and Mexico without paying an extra charge.
Overdrafts. If your account goes overdrawn, there's no additional fee for using an out-of-network ATM or checking account funds to cover overdrafts.
Non-BMO Harris Bank ATM fees (if applicable). This means all ATM transactions will be free at any non-BMO Harris Bank location—no matter where you're going!
What else you should know: BMO Harris Bank tries to save you money in other ways. For example, it offers flexible home loans, better interest rates on mortgages and refinancing options. It also has a rewards program, which allows customers to earn points on grocery purchases, gas and dining out.
You'll also have the option to earn points on grocery purchases, gas and dining out. These points can be redeemed for cash or gift cards at a rate of 1 cent per point. The bank has developed its own rewards program, where customers can earn points on shopping at the store or online through their credit card accounts. In addition to this, BMO Harris Bank offers its customers an opportunity to use their rewards toward paying off their credit card balance in full if they choose to do so (making it easy for people who want to pay down debt).
To find out more about BMO Harris Bank's accounts and services, visit their website.
To find out more about BMO Harris Bank's accounts and services, visit their website. You can also call them at 866-222-4200. If you're in the Chicago area, head to one of their branches for an account opening or other questions.
Conclusion
BMO Harris Bank is a solid option for people looking to open an account. It's one of the few banks that have branches in all 50 states, so you can easily find one near your home or workplace. The bank also offers online banking with mobile app access as well as a debit card that works at ATMs across the country.
